Personal  Bank  Account  Descriptions

Standard Checking A useful personal checking account for people who choose to use a checking account primarily for bill payments and utilize other deposit products for investment purposes. Account Details
Budget Checking Designed for individuals who do not wish to be concerned with maintaining a certain minimum balance requirement or wonder how much account service charges will total each month.

Account Details

Vantage 55 If you are 55 or older, you are eligible for all of the product and service advantages of First South Bank's Bonus Checking Account on a reduced or no cost basis. The features of Bonus Checking are yours for a $5.00 monthly fee or free each month when a minimum account balance of $300 is maintained.

Account Details

Interest Checking Earn interest on your checking account funds. Tiered balance interest rates let you earn a higher interest rate on higher balances.

Account Details

Bonus Checking Take advantage of numerous free and fee discounted services while maintaining an account with no minimum balance or average balance requirements.

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Investment Checking For individuals who want an attractive return on deposited funds without having to commit to maintaining these funds on deposit for a specified time.

Account Details

Student Checking An economical account for full-time students under the age of 25 who do not need an account which provides high transaction activity requirements.

Account Details

First South Bank also makes available the following personal services:
  • Debit / ATM account access through Star Network ATM's

  • 24 hours-a-day account inquiry service

  • Visa and MasterCard credit cards

  • Equity Credit Line Loans

  • Overdraft Protection Loans for checking accounts

  • Safe Deposit Boxes

  • Traveler's Checks

  • Cashier's Checks & Money Orders

  • Wire Transfers

  • Online Banking

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