Financial Highlights               For the Years Ending December 31

(In Thousands Except Per Share)                              2006               2005           

Total Assets                                       $ 353,423        $ 324,732

Total Loans                                        $ 296,980        $ 268,532

Total Deposits                                    $ 308,057        $ 265,725

Total Stockholders’ Equity                $   35,955        $   30,871

Net Income                                         $     4,581        $     3,400

Earnings Per Share (Basic)               $       2.16        $       1.64