Loans & Lines of Credit

First South Bank can make your financial dreams come to true with a loan. As a Community Bank, loan approvals are quick with competitive rates.

Contact Linda Walker at (864) 573-4481 for details of these and other loan products.

Home Equity Lines of Credit

Make the equity in your primary residence or second home work for you.

• Access funds with Equity Line Checks
• Interest only payments
• Variable interest rates
• Interest might be tax deductible – check with your tax advisor

New and used auto and boat loans

Financing available for models up to 5 years of age

Certificate of Deposit Loans

Borrow 100% of your Certificate of Deposit value at FSB

Unsecured Loans

Borrow money without collateral, upon qualification       
        

All loans subject to First South Bank underwriting guidelines