Loans & Lines of Credit

First South Bank can make your financial dreams come to true with a loan. As a Community Bank, loan approvals are quick with competitive rates.

Contact Linda Walker at (864) 573-4481 for details of these and other loan products.

Home Equity Lines of Credit

Make the equity in your primary residence or second home work for you.

• Access funds with Equity Line Checks
• Interest only payments
• Variable interest rates
• Interest might be tax deductible – check with your tax advisor

New and used auto and boat loans

Financing available for models up to 5 years of age

Certificate of Deposit Loans

Borrow 100% of your Certificate of Deposit value at FSB

Unsecured Loans

Borrow money without collateral, upon qualification       
        
First Reserves

Unsecured line of credit tied to checking account to avoid overdrafts

All loans subject to First South Bank underwriting guidelines